News

Browsing 1 - 10 of 25 news items.
Staying on Track for Your Next Move

Staying on Track for Your Next Move

  today
You deserve the home you want, but with the recent Stamp Duty changes, moving to your next home may now feel a bit more expensive. While this increase adds additional costs to most properties, it doesn’t make your goal impossible. There are still ways to make your next move more manageable.

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Stamp Duty Changes  April 2025: What You Need to Know

Stamp Duty Changes April 2025: What You Need to Know

From 1st April 2025, major changes to Stamp Duty Land Tax (SDLT) take effect, impacting the majority of homeowners in the UK. If you’re planning to buy or move home, it’s crucial to understand how these changes could impact your costs.
 03 March 2025
How to Navigate Asking Prices

How to Navigate Asking Prices

 03 February 2025
The housing market is off to a strong start in 2025, with average asking prices reaching £366,189 in January - a 1.8% increase compared to last year. While the market shows signs of growth, navigating asking prices can feel overwhelming, especially with rising competition among buyers and sellers. Here’s how you can approach it confidently and make informed decisions.

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Preparing for Potential Mortgage Payment Increases in 2025

Preparing for Potential Mortgage Payment Increases in 2025

 02 December 2024
The Bank of England has warned that mortgage payments for half of homeowners will rise over the next three years, putting 4.4 million households under financial pressure. Among these, about 420,000 households could face increases of £500 or more per month. This trend stems from rising interest rates as the Bank works to combat inflation. While some borrowers have been shielded by fixing their rates before the increases began in late 2021, others may soon feel the pinch as they remortgage or move to variable rates. With 2025 approaching, now is the time to plan for these changes and protect your financial stability.

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Fixed or Tracker: Choosing the Right Option After a Bank Rate Cut

Fixed or Tracker: Choosing the Right Option After a Bank Rate Cut

 01 November 2024
As we approach 2025, the latest interest bank rate cut to 4.75% (November), the lowest level in over a year, gives homeowners and buyers a moment to review their mortgage options. While this is a positive sign, 4.75% is still high compared to the low rates of the past, so it’s essential to weigh your mortgage choices carefully as you plan ahead.

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Why You Should Start Planning Your Remortgage Now

Why You Should Start Planning Your Remortgage Now

 02 September 2024
As we approach the end of 2024, many homeowners are facing the need to remortgage. If your mortgage deal is coming to an end soon, it’s essential to start planning now. Acting early can provide you with a wider range of options and prevent the stress of last-minute decisions.

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Give Your Mental Health the Attention it Needs

Give Your Mental Health the Attention it Needs

 01 August 2024
During the state opening of parliament on July 17th, The Labour government outlined its plans to reform the Mental Health Act, focusing on improving mental health provision. In alignment with these government efforts, insurance providers have enhanced policies which include benefits that cater to people, young and old. So how can they support you?

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Saving for your next house deposit: Tips in 2024

Saving for your next house deposit: Tips in 2024

 01 March 2024
In today’s competitive housing market, saving for a mortgage deposit can feel like a daunting task for many aspiring homeowners. However, with careful planning and disciplined saving habits, achieving this financial milestone is within reach.

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Navigating the mortgage market in 2024

Navigating the mortgage market in 2024

 01 February 2024
As the mortgage market continues to evolve, staying informed is key to securing the best deal when purchasing a home. Several factors influence the mortgage landscape, and being aware of these can enable you to make informed decisions.

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High inflation: how does it affect me?

High inflation: how does it affect me?

 01 November 2023
As inflation remains high, it’s the perfect time to take a closer look at how it could impact you. Whether you are behind on payments, looking to stretch your finances or coming to the end of your mortgage term, there are options available to help you.

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